Because of their stable employment and relatively high levels of income, mining employees are targets of reckless formal and informal credit providers.

An industry-level task team, led by the Chamber of Mines, was set up in 2012 to address employee indebtedness, focussing on:

• The legality of garnishee orders
• Consolidation and management of debt
• Financial training and education

Together, mining companies have:

• Challenged thousands of illegal garnishee orders, saving individuals millions of rands, and stemmed the commitment of additional illegal orders
• Provided financial skills training to more than 60% of the work force at various operations
• Facilitated the consolidation of debt for tens of thousands of employees
• Challenged thousands of informal and formal credit providers around operations